Programs

FHA Loans

The Federal Housing Administration, generally known as "FHA," provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.

  • 3.50% Down payment

  • Low Monthly Mortgage Insurance

  • Up to 6% seller Contributions

  • Gift Funds Allowed

  • 1-4 Family Units

  • Existing homes

  • New Construction Homes

  • 15 YR and 30 YR Financing Terms available

Texas Mortgage Finance Group LLC
Texas Mortgage Finance Group LLC

VA Loans

U.S Department of Veterans Affairs is generally known as a " VA," guarantees mortgage loans issued by approved lenders . The program was created to help returning service members purchase homes without needing a down payment.

  • VA 100% Financing

  • No Monthly Mortgage Insurance

  • Up to 4% Seller Contributions

  • Gift Funds Allowed

  • Existing Home

  • New Construction Home

  • 15 YR and 30YR Financing Terms available

Conventional Loans

Conventional loans are not guaranteed nor insured by the Federal Government. Conventional mortgages may have a fixed interest rate or an adjustable interest rate and adhere to the guidelines set by Fannie Mae and Freddie Mac.

  • 5% Down payment

  • Monthly Mortgage Insurance determined by Credit Score and LTV

  • Up to 3% Seller Contributions

  • 1-4 Family Units

  • Existing Homes

  • New Constructions Homes

  • 15 YR and 30 YR Financing Terms available

Texas Mortgage Finance Group LLC
Texas Mortgage Finance Group LLC

USDA Loans

USDA loans are loans backed by the U.S. Department of Agriculture as part of the USDA Rural Development Guaranteed Housing Loan program. USDA mortgage loans offer 100% financing.

  • 100% financing

  • Monthly Mortgage Insurance

  • Must determine if the property is eligible

  • Must fit income guidelines

  • Up to 6% Seller Contributions

  • 15 YR and 30 YR Financing Terms available