6000 S.P.I.D. Suite #216 Corpus Christi, TX 78412

(361) 452-0018

Loan Programs

FHA

VA

Conventional

USDA

The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.

U.S Department of Veterans Affairs is generally known as a " VA", guarantees mortgage loans issued by approved lenders .  The program was created to help returning service members purchase homes without needing a down payment.

Conventional loans are not guaranteed nor insured by the Federal Government.  Conventional mortgages may have a fixed interest rate or an adjustable  interest rate and adhere to the guidelines set by Fannie Mae and Freddie Mac.

USDA  loans are loans backed the U.S. Department of Agriculture as part of the USDA Rural Development Guaranteed Housing Loan program.  USDA mortgage loans offer 100% financing.

FHA

VA

• 3.50% Down payment

• Low Monthly Mortgage Insurance

• Up to 6% seller Contributions

• Gift Funds Allowed

• 1-4 Family Units

• Existing homes

• New Construction Homes

• 15 YR and 30 YR Financing Terms available

• 100% Financing

• No Monthly Mortgage Insurance

• Up to 4% Seller Contributions

• Gift Funds Allowed

• Existing Home

• New Construction Home

• 15 YR and 30YR Financing Terms available

 

CONVENTIONAL

USDA

• 5% Down payment

• Monthly Mortgage Insurance determined by

 

• Up to 3% Seller Contributions

• 1-4 Family Units

• Existing Homes

• New Constructions Homes

• 15 YR and 30 YR Financing Terms available

 

• 100% Financing

• Monthly Mortgage Insurance

• Must determine if the property is eligible

• Must fit income guidelines

• Up to 6% Seller Contributions

• 15 YR and 30 YR Financing Terms available

 

credit score and LTV

Hours of Operation

Monday - Friday: 9:30 AM - 5:00 PM

Saturday: By Appointment Only

Sunday: Closed

Address

6000 S.P.I.D. Suite #216

Corpus Christi, Texas 78412

Office: 361-452-0018

Fax: 361-356-4307

Company NMLS 1605196

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